This answers part of my question too. My mom passed away in 2021, we did not file an estate because all of their property and automobiles were in both my parents names. She did have credit card debt and we received two 1099C's this year. Based on what I just read, my Dad doesn't have to claim these since he filed his last joint return in 2021. However, I do have another issue. He sold their marital home in 2022. (We live in Alabama). Because he sold it within two years of her death, my understanding is that he can claim the full $500,000 tax exemption. But now that we have these 1099C's does change anything since he is claiming the full exemption?
