The form 5329 was not reported on 2021 taxes. I was told that 5329 can be filed as stand alone without amending the whole return. However, then how would you report the earnings for 2021 contribution which must be reported as taxable income?
Also, if we withdraw this year, the service provider will report that on a 1099-R for 2023 then how all that will work on 2023 taxes?
