@Greenthumbs62 wrote:
Is there any reason I should NOT elect the IRS classification: Qualified Disability Trust instead of the Complex trust?
There is most likely no reason not to do so provided the trust is properly classified as a QDT.
See https://www.law.cornell.edu/definitions/uscode.php?width=840&height=800&iframe=true&def_id=26-USC-99...
See also https://www.law.cornell.edu/uscode/text/42/1396p and
https://www.law.cornell.edu/uscode/text/42/1382c#a_3
