Thanks, Diane, this is pretty much what I thought, but I have two additional questions:
1. you mentioned that I needed to use 20% of the amount in box 12 Z - that's what I thought too, but what about the interest? It is mentioned everywhere, but I have no idea if it is really needed and how to compute it.
2. Since TurboTax shows an error when it sees box 12 Z (which probably will block me from e-filing), would you advise deleting this entry from W2 in TurboTax?
Thanks a lot again!
