I suppose the agi is not zero. The standard deduction is included that with my loss, it brings us to near zero due, resulting in a refund of what she paid.
Thanks for that explanation. I wasn't sure if receipts are saved and added next year or added all this year then take an amount to carry over - as you mentioned.
I will reach out to a few local tax preparation companies. I can see how different scenarios can be wasteful vs useful in the next year or so.
