Yeah, joint finances mean something different for every couple. Some couples keep their money mostly separate and only share one or two bank accounts. Other couples combine everything—bank accounts, credit cards, investments accounts, and more. But I certainly realized that I moving way away from the topic. The rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must-do. The remaining half should be split up between 20% savings and debt repayment and 30% for everything else that you might want.
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