Thank you for the responses,
I was not including her medical insurance as part of Schedule C but rather in the box for personal deductions since she received a 1095-A. I have spoken with Healhcare.gov in the past and basically couldn't determine exactly what qualified as "affordable" since a low monthly premium but outrageous deductible and little to no prescription coverage was not a option worth taking. The only thing they could tell me is that we would not qualify for premium tax credits which was already the case.
