First, your NOL is not $130,000. It would have been reduced by the $56,000 of profit from your other business (and possibly some other adjustments). Just to confirm, your AGI in 2020 was negative?
On your 2020 tax return, did you file the election to "waive the carryback" of the NOL? If not, it must be carried BACK 5 years, and you would amend your 2015 tax return to use the NOL.
TurboTax does not calculate NOLs, so you will either need to do that manually or go to a tax professional. NOLs can be complicated, so you may consider a tax professional.
