You didn't say what kind of 1099 you have, There are 21 different kinds. There is no plain Form 1099. All 1099 forms have one or more letters after the 1099. The most common are 1099-INT, 1099-DIV, 1099-B, 1099-NEC, 1099-R, and 1099-G. If you have a 1099-NEC, that is treated as business income, so you need Form 8995.
But you can't file your tax return now anyway. The IRS has not yet even announced a date when they will start accepting 2021 tax returns. It probably won't be for a few weeks yet. TurboTax might let you "e-file" your tax return now, but it will not really be filed. TurboTax will just hold it until the IRS begins accepting returns. Nothing will be done with it before then. If you submit it early, be aware that you can't cancel it or get it back to make changes or corrections if you find that you made an error or left something out.
Form 8995 is currently expected to be available in TurboTax January 27, so it won't hold you up very much, if at all.
