"Does she need to use Turbo Tax business for the trust and then personal for her individual taxes?"
Your description indicates that the trust is a grantor trust which is generally disregarded for federal income tax purposes.
As a result, she can report via one of the optional methods (link below) that do not require filing a Form 1041.
https://www.irs.gov/instructions/i1041#idm139674712735312
