I don't understand the verbiage of "points". There were no points involved in the mortgage refinancing. Just the fees. Also, do not understand "interest". Let me explain. In 2017, I refinanced the residential rental property and the $1856 fees were amortized over 30.0 life. In 2019, I again refinanced the property with the same mortgage company. The 2019 refinancing fees were $2456 and are amortized over 30.0 life. Then again in 2020, I refinanced the property with the same mortgage company. Will form 4562 show three (2017, 2019, 2020) Amortization dollars? Or am I suppose to do some other calculation?
