First item, no - "Eligibility" begins when "open enrollment" begins.
Second item, yes, it is completely ambiguous...
If you are self-employed, you may be eligible to deduct premiums that you pay for medical, dental and qualifying long-term care insurance coverage for yourself, your spouse and your dependents. Unlike an itemized deduction, this deduction treatment is beneficial because it lowers your adjusted gross income (AGI).
Basically, it appears as thought you've never "qualified" for the employers' health care due to the hours per week that you work. This, regardless, hold no bearing as the IRS states that you are covered under your "husband's plan". I hope that makes sense.
