Yeah, it's sort of difficult to comprehend why the trust would be set up in either of those two ways.
An IDGT (or IDIT as some call it), is essentially an estate planning tool used to remove assets from a person's estate (and place them beyond creditors, in most instances). An SNT, to my understanding, is typically set up so the beneficiary has supplemental income but won't be disqualified from receiving government benefits (also, she was not on SSDI, so the trust doesn't qualify for QDist status). This doesn't appear to fit in either category.
