So, @DS30, @alessiog, @Carl, @cparke3, @ReneeM7122, @DianeW777, @AmeliesUncle, @hjs738, @DawnC, with a single member LLC, I use my owner's EIN (the EIN in my own name, not the LLC's EIN) on the W-9 and provide it for other tax purposes (like to Stripe / PayPal for the 1099-K, etc.).
To open a business bank account for my LLC, I requested an EIN for my LLC, which was needed for this, and provided that to my bank. Now, I've received a 1099-INT in the LLC's name and LLC's EIN from my bank--per the IRS that "a single-member LLC classified as a disregarded entity generally must use the owner's social security number (SSN) or employer identification number (EIN) for all information returns and reporting related to income tax," do I actually need to request that the bank reissue the 1099-INT in my name and SSN or EIN?
Relatedly, even though I am putting my EIN on W-9s, etc., I still put the LLC's EIN on line D of Schedule C?
...Putting the LLC's EIN on Schedule C looks like it would be following what the IRS says for line D instructions: "If you are the sole owner of an LLC that is not treated as a separate entity for federal income tax purposes, enter on line D the EIN that was issued to the LLC (in the LLC's legal name) for a qualified retirement plan, to file employment, excise, alcohol, tobacco, or firearms returns, or as a payer of gambling winnings. If you do not have such an EIN, leave line D blank"
(...Or, I think it would be, at least? I had to request the EIN for the LLC to open a bank account, not for one of the reasons they mention above. Oye! Definitely confused by the IRS and how unnecessarily convoluted this seems--any help is much appreciated.)
