Lets slow down and take this one thing at a time.
For the past several years, we have included our small business with our personal taxes
By the wording of your post, it seriously lacks some much needed clarity. A business owned by "we" can not be reported on a personal 1040 tax return unless "we" is married to each other, file a joint tax return and live in a community property state. But even then, it depends on what type of business "we" own even if you do live in a community property state.
So for starters, what state are you in?
Next, what type of business are we talking about here? a multi-member LLC? (or a single member LLC and "we" really means "one of us"?) A partnership? Qualified Joint Venture? S-Corp? C-Corp?
It is time for the business to file its own return.
I really can't see a problem with providing you guidance that will actually be useful and helpful to you, once you've answered the above so we can establish a starting point. But I will need just a few details on just what your business does. Do you sell product? Do you provide services? Maybe your business manages rental or commercial properties owned by others? Maybe it's rental real estate that you own? Maybe I'm so far off base they you can't stop laughing at this point? 🙂
