Thanks. I do realize it's one return, and all my research says the 645 election is what I want to do.
I've done a lot of reading and studying since posing this question, and the fact that you gave me the answer I needed (and had found out in other places as well) makes me more certain about it. You said I am to file the estate return with the trust tacked on. That gives me the starting point that is NOT explained in the Turbo Tax return. Start with the estate, or start with the trust? Your answer and further reading answered that question.
So, again, thank you. (I know some of this may seem simplistic to some of you, but sometimes all we need is the nudge in the right direction.)
