Thank you so much for your help, dmertz. And so, if I am understanding right, the amount contributed as an employee of $18,500 is fine, but the amount contributed as an employer is equal to the amount contributed for catch-up, $4062, and so I've overcontributed to both. I know I can reverse the excess for the employee contributions, but my custodian seemed to suggest that it wasn't as easy to remove the employer contributions. Thanks for your help.
