Hmm... IRS "Instructions for 1098", and also Publication 936 ("Home Mortgage Interest Deduction") both specify that you only use 1098 if the interest was received in the course of your trade or business. But we did not receive the interest in the course of any trade or business. We just made a private loan to our daughter, who bought her house using that loan. So still not out of the woods on this one I'm afraid. What do we do?
