If TurboTax is including Schedule 3 as part of your return then there is something that you have entered that is triggering it. Additional forms are added to your return only if they are necessary, or if they increase your refund or lower your balance due.
The most likely situation is that there is a retirement plan contribution being reported on your W-2 in box 12, such as a 401k contribution. This could qualify you to claim the Saver's Credit, which is ultimately reported on Schedule 3.
You will need to go through the Saver's Credit section in Deductions and Credits to answer a few more questions to be sure you are eligible to claim the credit. If you are not eligible, then it will not be included on Schedule 3.
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