Regarding your 2023 question - If you or your spouse were covered by a workplace retirement plan in 2023 you may not be eligible for a deduction depending on your AGI ira-deduction-limits
Here is a link with further details: irs.gov/retirement-plans/2023-ira-deduction-limits
Have an amazing day. Evelyn M (CPA 20+ years)
I would love a thumbs up 🙂 + Mark the post that answers your question by clicking on "Mark as Best Answer"
