Hello,
If you take the money out you will either have a capital gain or loss, If you have a capital gain you will get taxed on the profit you made, if it's a loss it will either offset your other gains or get up to $3,000 deducted from your income to figure your gain or loss take the proceeds you get from the sale minus what it cost you and if it's positive you have a gain if it's negative you have a loss.
You may also receive interest and/or dividends from this account.
You will receive a statement in February of 2025, it may be a 1099-b, 1099-int, 1099-div or it may be one combined statement.
You should have received these statement the past few years and reported them on your return.
Edited 9/9/24
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