Well I am happy that Intuit make it easier for you. Ethics brings back memories of philosophy, so I am also going to leave that alone.
If you are comfortable paying the penalty, I am not going to talk you out of it. With that said, I personally feel the biggest negative is cash management or cash flow. Having to make a large payment once a year can cause financial stress, and if the payment cannot be made, either at all or in full, additional penalties and interest will accrue. Budgeting a smaller payment four times a year is a better budgeting tool, which means that you can use your hard earned money better during the course of the year.
Thank you so much for your question @SyberKnight and I will now try and forget about philosophy course from some time ago!
Be well and safe!
Marc T.
Turbo Tax Expert
27 Years of Experience Helping Client
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