we don't make a lot, and doing taxes every year is a nightmare - tho Quicken & TurboTax does make it a little less painful. i've never done the quarterly thing. to me, it seems not very ethical by the government. i feel i should just need to pay my taxes once per year. so i pay the penalty each year because of that decision. i just can't wrap my head around doing it every 3 months, much less the time it would take! so aside from that, are there any negatives i need to be aware of?
