@Samantha123 wrote:
He is the owner and employee in a sense.
He is a sole proprietor in that case, not an employee in any sense (filing a Schedule C).
The contractors most likely want him to carry general liability insurance so if he gets injured or causes property damage, etc., his policy will provide coverage.
Regardless, it's not workers comp insurance since he's not an employee of the contractors for whom he provides his services.
