you can't skip years. the NOL will have to be carried to 2023 and then any remainder to 2024.
for 2022 you say you'll have a business loss of $140K but what about any IRA distributions which would reduce any NOL c/f. Social security would likely not be taxable if any was received.
Turbotax does not compute the NOL carryforward. use IRS PUB 536 worksheet 2
