@wc158 wrote:
After I contacted the company, in March 2023 they did distribute $2000 missing 2022 RMD with a letter confirming this "Adjustment". Also they sent me a corrected version of 2022 1099R including the amount of missing 2022 RMD, and I filed my 2022 tax return based on this corrected 1099R in April 2023.
You may consider switching to another company. Besides not reminding you about the RMD, they completely screwed things up.
If you they did not distribute that amount until 2023, they should NOT have amended the 2022 1099-R. It belongs on your 2023 tax return, not your 2022 tax return.
