Thanks! It sounds like the separate LLC is the way to go. Definitely want to keep the paperwork and filings to a minimum! I’m assuming then that they could still file a joint return with separate Schedule C’s and their own SE tax forms. The only issue holding up going that route right now is acquiring separate insurance for her husband as the insurance carrier isn’t writing new coverage but would be able to add him to my daughter’s existing policy. If I understand it correctly that would then require her purchasing the route herself or adding him to her LLC. Adding him to her insurance policy is less expensive but hate to decide business entity structure over saving some insurance premium.
