We both work for the same parent company. We chose to make no changes during our "life change event" when we got married, and continued contributing to our respective accounts. We noticed during open enrollment for 2018 a bullet point that indicated if my spouse has an FSA, I cannot have an HSA. Will we be in trouble (penalized) for our 2017 taxes? We have not tried to use each other's FSA/HSA account money for anyone not on the plan for a given employee (I have not tried to use my HSA money for her or her kids, and she has not tried to use her FSA money on services for me)
