It is a requirement for having an HSA.
If you're contributing to an HSA, you should be enrolled in an HDHP. Here's how to know for sure:
- Your 2017 insurance card or health plan documents say HSA or HDHP in the name of the plan.
OR
- You're still on the same health plan as when you got your HSA.
OR
- If your 2017 health insurance plan had:
-- Individual coverage: A minimum deductible of $1,300 and out-of-pocket maximum of $6,550 for in-network providers.
-- Family coverage: A minimum deductible of $2,600 and out-of-pocket maximum of $13,100 for in-network providers.
If any of the above apply to you, answer Yes, I was enrolled. If you're still not sure, ask your health plan provider.
