Thank you
@dmertz for following up on this!
I was given incorrect information by my HSA bank. I do have family coverage" with my insurance. After I checked your references, I called them back and spoke to someone else who agreed with your assessment. In fact, their website states "If you have a qualified High Deductible Health Plan (HDHP), either through your employer, THROUGH YOUR SPOUSE, or one you've purchased on your own, chances are you can open an HSA. [CAPS are mine]."
It follows with some exceptions to this statement, none of which apply in my case.
So again, thank you! I can now have an additional tax deduction for last year and this year!
