andyhomer
New Member

Should we file separately to deduct medical expenses?

My wife and I spent over $40k last year on IVF treatment.  We are fortunate enough to make a combined income of $611k.  We cannot deduct the expenses of IVF if we file jointly but if we file separately, the medical expenses would be above 10% of our income as an individual.  We do not have any children yet (IVF worked and she's due in July) and make too much to deduct the interest on our student loans.  Is there a tax benefit to file married but separately instead of jointly?