My mother and my husband went in together for a car (he was a cosigner). After she passed away, we ended up totaling the car RIGHT after her funeral. (I was a nervous wreck) anyways, car insurance paid most off, and then the finance company forgave $1889 due to my mother passing (since she was the main one on the account). Since the car was totaled, would that be considered an exception? Since I do not have the property anymore (insurance company took it).
