markcohen
New Member

Deductions & credits

Thanks to all who answered my questions.  It was very helpful.  It seems a bit silly but the answer is straightforward.  I do have the funds to take a distribution to correct the excess contribution for 2018 so I will do so to avoid the excise tax.  Then I'll turn around and make the 2019 contribution and that'll put me back on track.  Thanks again.