markcohen
New Member

I had an excess HSA contribution in 2018. I am eligible to contribute to the HSA for 2019. Can I use the 2018 excess for 2019 instead of withdrawing it?

I over contributed to my HSA in 2018 by $2875.  This happened because I retired mid year and elected not to use COBRA to cover my wife.  I am eligible to contribute $4450 to my HSA for 2019 and I haven't contributed anything yet.  Is it possible to use the $2875 toward my $4450 instead of withdrawing it to correct the over contribution and separately contributing for 2019?