Spouse and I are 60 & self employed and I'm choosing a health insurance plan on the ACA Marketplace. His won't be HSA eligible, but I'm considering choosing a plan that is. How much of a tax benefit would the HSA be and how much could I contribute in 2019 if only my plan is HSA eligible? 1/2 amount IRS allows or all? deductible: My $6700/His $2625. OOP max: My $6700/His $6300.
Any advice is appreciated.
