If you have an HSA account, then you have a high deductible health plan.
A high deductible health plan (HDHP) is health insurance with a lower premium and a higher deductible than a traditional health plan. Having an HDHP is one of the requirements for a health savings account (HSA). If your current health insurance plan for 2016 has a minimum deductible of $1,300 (or $2,600 for family coverage) with a maximum deductible of $6,550 ($13,100 per family), then it qualifies as an HDHP.
Please view the healthcare website below, if you need more information on this topic.
https://www.healthinsurance.org/glossary/high-deductible-health-plan/
