My thought was, if I enter separately into TT, it will appear as if I have 2 separate mortgages; this is not the case. On the other hand, if I combine and enter as 1 entry, it will not be using the interest shown in Box 1 of form 1098 and this will conflict when the IRS goes to check these valves against the reported 1098 forms.
To make matters more complicated, I also refinanced during the year after the new servicing company took over. So essentially I have 3 1098 forms: 1 from the first servicing company A, 2 from the second servicing company B, and 3 from the refinance with company B. I know I will treat the refinance as if it is from a new lender even though it is the same. However, the first 2 1098s I am still confused as to how to enter into TT.
Thank you for the advice.
