I graduated from full-time college in 2018 and my parents are going to claim me as a dependent, but I also made HSA contributions. I have seen there has been a rule disallowing this, but to me it seems it's more about their ability to claim my exemption. After the abolishment of exemptions, is it ok to have an HSA now and still be claimed as a dependent? This rule would seem to put people like me in a rut who just graduated and are starting a full-time job.
The IRC only mentions HSAs are not eligible if you're parents are claiming the exemption, so I am wondering about this now that exemptions are gone. Also, Pub 969 from the IRS seems to state that if you are eligible to be a dependent you cannot have an HSA. But this publication is from 2017, and I cannot find an updated one for 2018 after the TCJA.
