Deductions & credits

Again ... it is not your benefits or you that is being questioned.  That you recieved a gift is not the problem ... you can spend the gift anyway you want.    It is the medicaid look back rules for your mother that is the issue.  PLEASE talk to that CPA or Attorney to see what the rules are in your state.  If she is "taken care of" then maybe she has Tricare for life and will never need to apply for medicaid/medicare  to cover the nursing home costs ... talk to someone soon.