What tax year are you asking about? This past 2016 return or the upcoming 2017 return that will start efiling in January 2018?
In the desktop product, efiling a current 2016 federal tax return will end soon on November 18.
A USA credit/debit card with US billing address is required to pay TurboTax product fees. A US credit/debit card or US bank account is required to pay any taxes due. You have to have a USA bank account to receive any refund by direct deposit, if applicable; otherwise the IRS would mail a check.
