We bought a 5 year medical transportation policy from MASA. Does this qualify as an insurance premium deduction?

It provides reimbursement for ANY AND ALL transportation expenses incurred by us anywhere in the world when in an accident. It can include Ambulance, Helicopter, even Airplane, if necessary. It is a 5 year policy. Is it deductible? If so, can we deduct it each year for a portion or do we have to deduct ALL of the expense at once?