(1). If the second 1098 was from the same Mortgage Company you should check to see if it is marked corrected on the Form 1098 (total would show (4,458+2,205) = $6,663. If so, you would have to file and amended tax return to claim an additional refund. If it does not say corrected and it is form the same Mortgage Company I would call the company to determine why a got a second one for a different amount. (2). If the amount shown on the 1098 is for $2,205 only, it may be indicative of a second mortgage or home equity line attached to your home and they are normally reported separate from a 1st trust on your property. IN any event, if you are entitled to the additional deduction of $2,205, you will have to file an amended tax return to claim your additional refund.
