My husband is a retired firefighter. I am self employed and still working. We pay for medical insurance through the city he worked for -- for him as a retiree and me as his spouse. The cost of these premiums is taxable income to us and we receive a 1099-R each year for the cost of benefits he receives (like health, dental, vision insurance). As a former public safety officer, he is able to exclude up to $3,000 from our gross income for health insurance premiums deducted from his monthly pension benefit. When filling out Schedule C for my business, can I use the cost of the health insurance premiums for me as a business expense?
