Based on your information, it appears as though your business is not yet showing a profit, but a loss. The Child Care Credit requires that both the taxpayer and spouse have income. The credit is limited by using the amount paid for child care or the amount of income from your work or your husband's work.
For this reason, the child care credit is reduced to zero in your situation. The only exceptions to that are disability or full time student status of one of the parents.
