Thanks Christina. That's what I thought, but to add more datapoint: <a rel="nofollow" target="_blank" href="
https://www.bogleheads.org/forum/viewtopic.php?t=116282">https://www.bogleheads.org/forum/viewtopic....>
"NJ doesn't recognize HSAs at all, so an HSA is taxed as if it were a bank or brokerage account. You pay tax on any income (unless it is exempt from NJ state tax)."
Is that also incorrect?
To be fair, I have not been able to find any guidance on NJ official tax site on this topic.
