After entering the 1098 mortgage interest information, TurboTax asks about the history of this loan. My current loan is a refinance (one of several over a 30+ year period). I am unclear how to answer the next question: "Have you ever pulled cash out from this loan when you refinanced it?". Does "this loan" refer only to the current loan or over the entire history of loans (original purchase and all refinances). In my case, I had a cash out in one refinance in 2003. When I enter "Yes," I end up paying more taxes, so it's important to answer this correctly.