My car was totaled during the hurricane. I paid $16000 with insurance paying off $10000. When I claim it as a deduction it says $0. Why?

For the cost basis I entered the full amount of my car. From there I just entered the information my insurance company gave me about pay off and things like that. At the end when it asks about FMV Loss I put $0 because it was a total loss. I want it to be included in my deductions. What am I doing wrong?