Unfortunately, you may not be eligible unless you already have a HDHP
The HSA eligibility requirements are:
-
You must be enrolled in
a high deductible health plan (HDHP).
-
You can’t be enrolled in
Medicare or another secondary health insurance policy.
- You can’t be claimed as a
dependent on somebody else's return
For
2016, the maximum total amount
you and/or your employer can contribute to your HSA account is $3,350 for an
individual plan or $6,750 for a family plan. This is the sum of both your contribution and your employer's.
If
you're 55 or older, you're also allowed to contribute up to an additional
$1,000 for a maximum of $4,350 (individual) or $7,750 (family).
If you made HSA contributions not reported on
your W-2 (this is uncommon), we'll ask about that when you step through
the Medical section. Look for the
questions Were HSA contributions made in 2016?
or Do you need to make any
adjustments to your HSA contribution amount? Answer Yes and we'll open a screen where you can enter
that information.
