Deductions & credits

No, we did not take Premium Tax Credit.  Yes she has a net profit.  The net profit is about the same amount we paid for the year in healthcare premiums - so, in my mind, the healthcare premiums as a business deduction would end up having her income at zero for the year - which is more advantageous than deducing the premiums as a medical expense.  I use the turbotax online portal, not from a CD.