is the potential buyer wanting you to do the concession under the table. that is, the sales document will show the sales price as $300,000 but no concession. and later you give back the extra $50,000. I wouldn't do it. you may be getting yourself into legal trouble, but talk to your attorney. bankers are not dumb. they will see the closing statement and if the $50k is on there, they'll realized that the mortgage being sought is above the selling price. and if the property is really worth $300K why are you selling for $50K less?
